SBI, IRCTC To Launch Contact-Less Rupay Credit Cards: An overview


SBI Card and IRCTC (Indian Railway Catering and Tourism Corporation) has Launched a co-branded card on Rupay Platform on Tuesday 28 July 2020 for more secure and Fast Transactions. With the launch of this Flagship Product onto the indigenous RuPay network, a wider network of the audience will be able to avail of the strong value preposition offered by the card. 

The Frequent Rail Travelers in India is vast, and there is a huge potential for credit cards catering exclusively to the needs of such customers. The Card is designed to assist and reward the frequent rail travelers in India. The card offers travelers on Indian Railways a Savings plan on their travel besides benefits on Dining, retail and Entertainment besides Transaction fee waivers. Cardholders of IRCTC SBI Card on RuPay platform receive up to 10 percent value back on AC1, AC2, AC3, AC CC Bookings made at IRCTC Website. The Card also offers one percent Transaction fee waiver 350 bonus reward points upon card activation. 

 Reward Points that are accumulated on the Card can be redeemed against the free tickets on IRCTC Website. In Addition to the savings on Rail travel IRCTC SBI Card offers several benefits for online shoppers. Customers can avail attractive discounts while shopping at Big Basket, OXXY,, Ajio etc. RuPay is also offering welcoming benefits to its customers by offering upto 40% discount on pathology and 18% off on buying medicines from 1Mg, 10% fee waiver on any Upgrad  online courses and 10% discount on Apollo pharmacy. 

The Card is also equipped with near-field communication technology which enables customers to tap their cards at a secure reader for convenient, secure and faster transactions. 

According to Mr.Hardayal Prasad, MD and CEO, SBI Card “IRCTC SBI is one of our flagship offerings and is the only credit card in partnership with IRCTC. We are gratified to partner with RuPay to extend the IRCTC SBI platinum card on their platform”. 

Commenting on the partnership, Chairman and Managing Director of IRCTC, Mr.M.P.Mall said “IRCTC is one of the most widely accepted and used travel portals in India and, it operates around 72% of the reserved train ticket bookings in the country.It has been widely used by all the rail Travellers in India. This partnership with SBI adds another achievement to our cap with its launch and extends another co-branded credit card / Loyalty Program on RuPay Platform.  


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